ag lending

As farmers look ahead to 2023, many are concerned about what the financial picture hold in store.  While many producers enjoyed record commodity prices last year, there were several headwinds, from high input costs, to trade issues, and of course, weather problems, giving many reason to pause in the months ahead.  Heather...

The top concern facing agricultural lenders going into 2023 is interest rate volatility, according to the 2022 Agricultural Lender Survey report.  The report announced this week is produced jointly by the American Bankers Association and Farmer Mac.  Nearly ...

Agricultural credit conditions improved in the first quarter of 2022, and farm real estate values continued to increase alongside strength in the American farm economy. Following a year of accelerating increases, the value of non-irrigated cropland across much of the country has soared through March of this year ...

Despite a global slowdown in 2020, agricultural lending by U.S. farm banks remained strong at $98.6 billion, just a 1.8% drop from the prior year. The American Bankers Association’s annual Farm Bank Performance Report attributes the change to a 6.7% de ...

Agricultural debt at commercial banks eased further at the end of 2020, and loan repayment problems moderated slightly. According to the Kansas City Federal Reserve Bank, general improvement in the farm economy likely drove the pullback in farm lending activity and strengthened credit conditions ...

What long-term impact could we see on the farm economy from the struggles of 2020? Tim Andriessen of CME Group said volatility in the commodity markets  this year may continue in some areas next year. "A positioning of the global grain markets that we don't have the excessive supplies that  we thought we do. Which me ...

The Fall 2020 Agricultural Lender Survey report shows that ag lenders continue to remain focused on credit quality, even as the farm economy continues to work through the prolonged downturn caused by COVID-19. The survey from the American Bankers Association and Farmer Mac said when it comes to their customers, lenders continue to be most concerned about liquidity, income, and leverage ... Read Mo

Agricultural lenders were on Capitol Hill last week talking with legislators about the current credit conditions in farm country.  An Agri-Pulse report said the lenders appeared before the House Agricultural Subcommittee on Commodity Exchanges, Energy, and Credit.  St...

When talking about stress in the farm sector, what do Ag lenders see? "I would say that weather has amplified and already tenuous Ag situation," said Shane Haynes, CEO of Kansas-based Hertland Tri-State Bank.  "Banks are restructuring loans with real estate. The...

The American Bankers Association teamed up with Farmer Mac for their Fall 2019 Ag Lender Survey.  The biggest takeaway from the report is that the agricultural economy and farm income remain under stress, with little if any signs of improvement ahead in 2020.  Ov...