Heather Malcolm

As farmers look ahead to 2023, many are concerned about what the financial picture hold in store.  While many producers enjoyed record commodity prices last year, there were several headwinds, from high input costs, to trade issues, and of course, weather problems, giving many reason to pause in the months ahead.  Heather...

Will it be a little tougher to get operating capital this spring?  For some the answer is yes.   “And I think it will be instead of a $150,000 operating line, it might be $110,000 or $100,000 operating line," said Montana Banker Heather Malcolm.  "So, it might...

If you ask farm and ranch lenders from across the country their thoughts on the future of the Ag economy, their responses may not be as somber as you’d expect.  And while there is caution about the current farm economy, Montana banker Heather Malcolm says it’s not all gloom and doom as we look at 2020.   “From a...